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Description

The Mwito SACCO Mobile Banking app  is your Mobile Wallet for all your banking and financial needs.The ussd code for M-Mwito is *346# .It provides an easy, secure, anytime and anywhere banking way to access your Mwito Accounts and perform different functions as detailed below.

How To Register

To access it one must be registered to the M-Mwito service by filling in the form below.After submission you will receive a one time pin which you are required to enter and change to your new desired pin.The instructions for the different features are detailed below.For any inquiries contact our ICT line on 0728505820

M-MWITO SERVCES

Withdraw from Fosa to Mpesa

Withdraw loan,FOSA-savings,dividends from your Fosa account straight to your Mpesa account.Just dial *346# and choose option 1.

My Account

Check your Fosa account balance or download a mini statement straight from your phone.Just dial *346# and choose option 7.

Pay loans

You can now pay your loans straight from your Mpesa application.

Buy Airtime

Buying credit as never been easier.Just dial *346# and choose option 5.

Pay Bills

Pay your utilities: water bills  ,electricity bill,purchase goods and services from the comfort of your phone.Just dial *346# and choose option 6.

Loan Applications (Fosa Advances)

You can now get Fosa advance loans for those whose salaries are processed through Fosa account.

Instructions on How to Deposit Money Using Pay Bill

Go to M-PESA , then Lipa na M-PESA

Enter 339650 as the business number

For payment into deposit, Enter your  Member number followed by the alphabet D, e.g.  00000D

For development loan repayment , enter your Member number followed by the alphabet DL e.g.  00000DL

For Payment into Fosa enter you Membership Number followed by the alphabet FS, e.g.  00000FS ETC

Enter the amount you wish to deposit (between Ksh10 – Ksh70,000)

Enter your M-PESA PIN

Confirm details are correct and press OK!

Enter the amount you wish to deposit (between Ksh10 – Ksh70,000)

Enter your M-PESA PIN

Confirm details are correct and press OK!

CODES FOR SAVINGS
BOSA DEPOSITS D
SHARE SC
FOSA SAVINGS FS
HOUSING SHARE HS
HOUSING DEPOSITS HD

LOAN REPAYMENTS

 CODE  PRODUCT DESCRIPTION  APP CODE
 LOANS
 COLLEGE  College/University Fee Loan  CUO
 COLLEGE2  College/University fee Loan 2  CUT
 DEV LOAN  Development Loan  DL
 DFTL  Defaulter  DEF
 EMERGENCY  Emergency Loan 1  EMO
 EMERGENCY2  Emergency Loan 2  EMT
 INSTANT  Instant Loan  INS
 KARIBU  Karibu Loan  KR
 KUJIVINJARI  Kujivinjari Loan  KJ
 MANUFAA  Manufaa Loan  MF
MASLAHI Maslahi Loan MS
SCHOOL FEE School Fee Loan SFO
SCHOOL F2 School Fees Loan 2 SFT
TOP UP Top Up Loan TU
FOSA ADVANCE Fosa Advance FA
FOSA SAL IN ADVANCE Fosa Salary In – Advance FSA

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