About Us

MWITO SACCO D.T. SOCIETY Limited is a nation wide deposit taking Sacco established in the year 1979 under the Co-operative Societies Act Cap 490 Laws of Kenya as a limited liability society. Our main objective was and has been to promote savings and to provide affordable, diversified and timely credit facilities amongst our members. The Sacco initially drew its membership from employees of Kenya Wildlife Service, Tourism, Kenya Marine & Fisheries, and Fisheries Research institute. Subsequently, the Sacco opened its common bond to allow membership from other ministries, parastatals, state commissions, county governments, and the private sectors. Currently the Sacco is at 8,104 actively contributing members.

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Our Vision      

To be a world class financial service provider to our customers.

Our Mission

To empower our customers through the provision of affordable, efficient and diversified financial services.

Statistical Report

The Society started on a humble beginning  and it has grown to the current membership of 9,014 with a loan portfolio of KES 2.441 Billion and an asset base of KES 2.997 Billion.

Membership - 9,014
Loan Portfolio - 2.441 Billion
Assets Base - 2.997 Billion

How To Join Us

  • Download Application Form

    Click icon to download


    Send the forms & ID copy to info@mwitosacco.coop

  • Pay Membership Fee

    Pay through Mpesa Pay bill no. 339650 A/c no. ID Number

  • Get Contacted

Benefits of Joining Us:

  1. High returns on investments.
  2. Low interest rates on loans.
  3. Access to Deposit based loans of up to 4 times a members deposits.
  4. Access to Salary based loans.
  5. Access to quick and convenient mobile loans of up to Ksh.10,000.
  6. 24/7 access to a member’s account through M-mwito and our members portal.

Download Our membership application form

Our Products


Our affordable, diversified and timely financial products


Our affordable, diversified and timely financial products


Tailored to the needs of salaried earners giving you flexibility in managing your transactions.

M-MWITO *217#

The Mwito SACCO Mobile Banking app  is your Mobile Wallet for all your banking and financial needs.It provides an easy, secure, anytime and anywhere banking way to:

  • Withdraw from FOSA to Mpesa
  • Check Your Mwito Accounts status
  • Pay Bills and Services
  • Buy Airtime
  • Pay Loans


You can now make payments through our paybill number 339650.The account  number is  your Member number followed by the Payment code.


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